Retirement Planning in Ray County, MO

What does it take to retire comfortably in Ray County? Here are the numbers.

Median Income

$69,779

Retirement Income (80%)

$55,823

Est. Nest Egg Needed

$785,000

Cost of Living Index

107

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$55,823
Est. Social Security$24,423

Annual Income Gap$31,400

Housing Costs

Median Rent$840/mo
Annual Housing$10,080
Property Tax Rate0.9%

Median Home Value$169,200

About Ray County, Missouri

Ray County in Missouri has a median household income of $69,779 and a homeownership rate of 78.5%. Using the 4% rule, retirees in this county would need approximately $785,000 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.